G. FRANCIS XAVIER was a gold medalist with two master’s degrees. He worked as a lecturer, associate professor, vice-principal and principal in various educational institutions in India. He was the financial advisor to the Asian Confederation of Credit Unions (ACCU), Bangkok, Thailand. He conducted several training programs on Management Accounting and Financial Analysis in India, USA, Canada, Germany, Singapore, Malaysia, Thailand, Bangladesh, Nepal, Sri Lanka, Kenya and Tanzania. He authored more than 15 books on a variety of subjects before he passed away in 2021.
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